This is a legal agreement. by accessing this web site or using any service provided herein, you accept and agree to be bound by all the terms and conditions of this agreement. please read this entire agreement carefully before accepting its terms.

3. Prohibited Conduct. You agree (i) not to use this site to upload or distribute in any way files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another's computer; (ii) not to interfere or disrupt this site or any networks connected to this site; (iii) not to use any device, software or routine or attempt to interfere with the proper functioning of this site or any transactions being offered at this site; (iv) not to take any action that imposes an unreasonable or disproportionately large load on PMCofTO's infrastructure; (v) not to use this site to collect or harvest personal information, including, without limitation, financial information, about other participants at this site; and (vi) not to impersonate any person or entity or falsely state or otherwise misrepresent Your affiliation with a person or entity. You agree not to use the services, products, or downloads available at this site for illegal purposes, and to comply with all regulations, policies and procedures of networks connected to this site.

4. Compliance with Laws. You shall comply with all applicable laws and regulations of Canada and foreign authorities relating to any service, product, or download associated with this site.

5. Separate License Agreement(s). You may acquire software and/or content from PMCofTO by download from this site, or otherwise directly from PMCofTO. You agree that your use of such software and/or content shall be strictly in accordance with the applicable license agreement(s).

6. Registration Data And Privacy. Registration may be required for you to download from this site, or for your participation in certain services offered at this site. Registration Data and certain other information about You is subject to our Privacy Statement, solely to enable PMCofTO to use information You supply us internally, so that we are not violating any rights You might have in that information, You grant to PMCofTO a nonexclusive license to (i) convert such information into digital format such that it can be read, utilized and displayed or any other technology currently in existence or hereafter developed capable of utilizing digital information, and (ii) combine the information with other content provided by PMCofTO, in each case by any method or means or in any medium whether now known or hereafter devised.

7. Links. This site may provide links to other Internet sites. PMCofTO is not responsible for the availability of such other sites and does not endorse and is not responsible or liable for any content, products or other materials available on such other sites. Links to external web sites do not constitute an endorsement by PMCofTO of those sites or the sponsors of such sites or the content, products, advertising or other materials presented on such sites. You further acknowledge and agree that PMCofTO shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any information, goods or services available on or through any such site. If You decide to access any of the third party sites linked to this site, You do this entirely at Your own risk.

8. Participation In Promotions Of Advertisers. You may enter into correspondence with or participate in promotions of advertisers promoting their products or services on this site ("Advertisers"). You acknowledge and agree that any such correspondence or participation, including the delivery of and the payment for goods and services, and any other terms, conditions, warranties or representations associated with such correspondence or promotions, are solely between You and Advertiser. PMCofTO shall have no liability, obligation or responsibility whatsoever arising out of or in connection with any such correspondence or participation or transactions.

9. Monitoring. You acknowledge that PMCofTO or its designees reserves the right to, and may from time to time, monitor any and all activity or information transmitted or received through this site.

10. No warranties. This site and all information contained on this site, are provided on an "as is" basis from PMCofTO and its information providers.

11. Limited liability. PMCofTO and all of PMCofTO's affiliates and content providers and their respective shareholders and affiliates shall not be liable for any loss of business, loss of use or of data, interruption of business, lost profits or goodwill, or other indirect, special, incidental, exemplary or consequential damages of any kind arising out of this agreement, even if they have been advised of the possibility of such loss and whether or not they had any knowledge, actual or constructive, that such damages might be incurred, and notwithstanding any failure of essential purpose of any limited remedy. This exclusion includes any liability that may arise out of third-party claims against you. you agree that regardless of any act or law to the contrary, any claim or cause of action arising out of or related to use of the goods or services provided on this site.

12. Indemnity. You shall indemnify, defend, and hold harmless PMCofTO and its content providers and their respective shareholders, affiliates, employees, agents, successors, officers, and assigns, from any suits, losses, claims, demands, liabilities, costs and expenses (including attorney and accounting fees) that they may sustain or incur arising from (i) Your use of the software available at or downloaded from this site, (ii) Your failure to comply with any applicable laws and regulations (including without limitation those regarding the export of products or technology abroad) or to obtain any licenses or approvals from the appropriate government agencies necessary to purchase or sell the subject goods and services, (iii) Your use of the content available on this site in any way contrary to this agreement (d) Your breach of any of Your representations, warranties or obligations set forth in this agreement, (iv) the sale, purchase, transportation, delivery, use or disposal of any PMCofTO service, product, or download associated with this site or available through other sites, or any loss suffered by or harm to any person or property in any way relating to of caused in whole or in part by Your use of this site or any service, product, or download associated with this site (including, without limitation, any personal injuries or death of any third person caused in whole or in part by such products or services, the use, transportation, delivery, storage, handling or release thereof), and (v) any taxes attributable to the relating to any service, product, or download associated with this site.

13. Beneficiaries of this Agreement; No Other Agreements. The rights and limitations in this agreement are for the benefit of PMCofTO and each of PMCofTO'S content providers, each of which shall have the right to enforce its rights hereunder directly and on its own behalf.

14. Termination. You agree that PMCofTO may, at its sole discretion, deny You access to the site. You agree that PMCofTO shall not be liable to You or to any third party for any modification, suspension or discontinuance of the services offered under this site.

15. Controlling Law. This Agreement shall be construed under the laws of the Province of Ontario, Canada, excluding rules regarding conflicts of law. The application the United Nations Convention of Contracts for the International Sale of Goods is expressly excluded.

16. Jurisdiction And Venue. You and PMCofTO agree to submit to the exclusive personal jurisdiction of the courts of Toronto in the Province of Ontario, Canada  in all legal proceedings arising under this Agreement.

17.  Fast Counter is provided by BCentral.  For a free counter go to http://www.bcentral.com/fastcounter/

BY ACCESSING THIS WEB SITE OR USING ANY SERVICE PROVIDED HEREIN YOU AFFIRM THAT YOU HAVE READ THIS ENTIRE AGREEMENT AND AGREE TO ALL ITS TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS SET FORTH IN THIS AGREEMENT, PLEASE EXIT THIS SITE.

Last Update: March 8, 2003.